Q. Can I get financed on a vehicle if I have credit problems?
A. We can help most everyone regardless of their credit situation.
Q. What factors can affect my credit score most?
A: How long you have had credit established, how much revolving credit you have available and your payment history weigh most in calculating your credit scores. Of course late payments, repossessions and charge offs will have a negative rating on your credit.
Q. How can I increase my credit score?
A: Keeping your credit card balances low regardless of your limit, will help raise your credit scores. Obtaining an installment loan (such as an auto loan) and making all your payments on time will establish a good payment history and can also help raise your credit scores.
Q. My bankruptcy was just discharged, can I get an auto loan?
A. Yes you can. We offer many types of loan programs to fit many types of challenged credit situations.
Q: I recently lost my home to foreclosure, can I still qualify for auto financing? A: Yes, lenders are very aware of what has happened with the housing market and are willing to work with you.
